Credit Fix Repairs

Archive for July, 2009

LeadZumba focuses on clients who are searching on the major search engines for credit repair services. Our strategy makes certain that the credit repair leads that you receive from us are highly targeted, high quality and responsive. – created at http://animoto.com

Duration : 0:0:30

Read the rest of this entry »

Technorati Tags: animoto

http://www.lexcredit.com
Credit repair services for those who feel their credit scores do not accurately reflect their credit risk. Helping consumers take action on their credit since 1991, Lexington Law has served over 1/2 million clients.

Duration : 0:7:5

Read the rest of this entry »

Technorati Tags: attorney, bureaus, company, correct, correction, credit, firm, inaccurate, law, lawyer, lexington, repair, report, risk, services

Pay everything on time. You need at least a 24 month consistent, on-time payment history to start improving your score.

and i found one that led me to a site called viewsonic.com and they provided a free scan which prompted these problems:
2 add remove 3 application paths 1 shared program 1 vdx sections 1registry integrity 1 windows shortcut 79 complete registry scans when the scan is complete the shtcut icon for the internet site is removed from my desktop and they ask for me to register but due to my great credit line i dont have a credit card (that sux) but my main issue is there any way to fix this without having to register and if there is no way out of this can u provide a program that is reputable or suggest one that may help my situatuation

Just uninstall your messenger and reinstall it. As long as you have a yahoo account it will store your friends list and everything. You should not have to pay for anything from yahoo.

I don’t know about that but the best thing to do is make sure your monthly payment are ON TIME and pay more than the minimum due. Keep your balance as low as possible as this is what affects your credit score.

You can find more info here:

http://www.safelinked.info/jump.php?link=debt

Take care.

What is teh best credit card to get to help fix credit? My Credit score is not good…Like a 550…I Need to get a credit card but no one will approve me! Help!

Go to your bank and ask about a secured credit card. You deposit $x and that is used as collateral for the credit card. Use the card and pay it off in full every month. After 6 months to a year, you’ll be able to get a regular credit card.

If your score is so bad, you should consider cleaning up your credit report. Get a copy of your credit report (AnnualCreditReport.com) and start with the newest delinquency and work back to the oldest. Negotiate settlements — paid negatives are better than unpaid.

Get any settlement agreement in writing and don’t give them access to your bank account.

Where can I start to schedule my payments and start to repair my bad credit. I want to pay my debts to banks…. Please help me

You need to speak to your creditors and agree a repayment amount and once this is done you must meet each payment on time and this will strengthen your credit rating.

I get tired of hearing stories about 1) how you can send letters to credit companies to have your credit cleaned, 2) how you can pay someone to send letters to credit companies to have your credit cleaned, 3) how you can pay some people to put non-derogatory accounts on your report that have a seasoned record of perfect payment, 4) how you can pay someone to go into the credit reporting agency computers to "fix" the derogatories, 5) how you can create new credit, etc, etc, etc.
Question: What is the best, most seamless way to quickly rebuild your credit? Do you have a link or a phone number? I work with a lot of people who need financing and sometimes they have derogatory credit. I don’t know what to believe out there, so I don’t know what to tell them. Any leads? I can send some paying customers to a good, reliable, source that can really do the job.
Thanks! aminomaniac@yahoo.com

hey im sending you an email that you would love……you need to use the money to buy SEASONED TRADE LIENS of credit….basically you will pay to lsited on someones PERFECT credit card they have like perfect credit for like 10 + yrs like 20k open lines credit.. dont even worry about the bad credit cause out weighin the bad with GREAT is all you can do….

you will be an authorized user on the perfect card holders acct.

does a debit card repair credit in the same way that a secured credit card does? if not, what’s the best secured credit card out there (lowest cost, etc.)

A debit card does not appear on your credit report. A debit card is linked to your checking account and has a Visa or Mastercard logo so that you can buy things over the Internet, over the phone, or at a store without having to enter a pin number.

Secured credit cards are sometimes just a scam, so be careful. The best way to build credit is to get a savings or CD secured loan through a bank.

I’m trying to fix my credit and raise my credit score what are the steps to do that. I read that if you have any debt on your credit report over 2yrs. do not pay it because it lowers your credit score. Is this true.

It’s a pretty easy process…. but it takes a long time. You have to be patient. I would consider cutting up most of your credit cards and then adding everything up and decide which one to pay off first. Then when you’re done with that one, say you paid $50/mo, add it to the next one. So if you were pay $50 on the next one, you would now be paying $100/mo.

And you probably heard wrong about not paying credit cards. You should pay them, but if you haven’t paid them and you are close to the statute of limitations for your state then do not pay. When you reach the SoL you legally do not owe that money any more.

Also, as far as your credit score it will take a while to go up. Even though credit companies are suppose to report every month, sometimes they don’t. or they only report the bad, not the good.

And your credit score is a calculated formula, so if after you pay off most of your debt, but still have many cards open & with balances, your credit (FICO) score may still remain high until your debt to income ratio goes down. So, if your income goes up, your credit score can also have the ability to go up.

I agree with the previous poster….. do not pay for someone to give you advice. If anything go to your local CCCS.

Good luck!
email me: vetsmom_rgv
i can help 4 free